Deposit Rates

Rates Effective September 8, 2010

Account Type	Interest Rate	Annual Percentage Yield (APY)	Minimum Balance Required to earn advertised APY
Prime Time™ Checking^1,2	0.25% 0.15%	0.25% 0.15%	$2,500 & up $ 0.01 - 2,499.99
Prime Time™ Money Market Statement^{1,2 †}	0.60% 0.35% 0.25%	0.60% 0.35% 0.25%	$25,000 & up $10,000 - 24,999.99 $ 0.01 - 9,999.99
Prime Time™ 6 Month Certificate of Deposit^{3,4,5 †}1 Year Certificate of Deposit^{3,5 †} 2 Year Certificate of Deposit^{3,5 †} 3 Year Certificate of Deposit^{3,5 †} 4 Year Certificate of Deposit^{3,5 †} 5 Year Certificate of Deposit^{3,5 †}	1.00% 1.10% 1.25% 2.00% 2.75% 3.00%	1.00% 1.11% 1.26% 2.02% 2.79% 3.05%	$10,000 & up $10,000 & up $10,000 & up $10,000 & up $10,000 & up $10,000 & up
Prime Time™ 6 Month IRA^{3,4, 5 †} 1 Year IRA^{3, 5 †} 2 Year IRA^{3, 5 †} 3 Year IRA^{3, 5 †} 4 Year IRA^{3, 5 †} 5 Year IRA^{3, 5 †}	1.00% 1.10% 1.25% 2.00% 2.75% 3.00%	1.00% 1.11% 1.26% 2.02% 2.79% 3.05%	$10,000 & up $10,000 & up $10,000 & up $10,000 & up $10,000 & up $10,000 & up
NOW Account^1,2	0.15%	0.15%	$0.01
Spirit Checking^1,2	0.15% 0.15%	0.15% 0.15%	$2,500 & up $0.01 – 2,499.99
Premium Money Market Statement^1,2	0.35% 0.25% 0.25%	0.35% 0.25% 0.25%	$25,000 & up $10,000 – 24,999.99 $0.01 – 9,999.99
Money Market Passbook or Statement^1,2	0.25% 0.25% 0.25%	0.25% 0.25% 0.25%	$2,500 & up $1,000 – 2,499.99 $0.01 – 999.99
Regular Savings Passbook or Statement^1,2	0.35%	0.35%	$0.01
Club for All Reasons^1,2	0.35%	0.35%	$0.01
1 Month Certificate of Deposit^3,4	0.35%	0.35%	$1,000 ($500 if IRA)
3 Month Certificate of Deposit^3,4	0.50% 0.35%	0.50% 0.35%	$5,000 ($500 if IRA) $1,000
6 Month Certificate of Deposit^3,4	0.75% 0.50%	0.75% 0.50%	$5,000 ($500 if IRA) $1,000
1 Year Certificate of Deposit³	0.90% 0.65%	0.90% 0.65%	$5,000 ($500 if IRA) $1,000
2 Year Certificate of Deposit³	1.00% 0.75%	1.01% 0.75%	$5,000 ($500 if IRA) $1,000
3 Year Certificate of Deposit³	1.75% 1.50%	1.77% 1.51%	$5,000 ($500 if IRA) $1,000
4 Year Certificate of Deposit³	2.50% 2.25%	2.53% 2.28%	$5,000 ($500 if IRA) $1,000
5 Year Certificate of Deposit³	2.75% 2.50%	2.79% 2.53%	$5,000 ($500 if IRA) $1,000

¹ The minimum opening deposit for these accounts is $10.00.
² The rate on these accounts may change after the account is opened.
³ An early withdrawal penalty may be imposed.
⁴ Simple interest earned, APY assumes all interest will remain on deposit for one year.
⁵ The minimum opening deposit for these accounts is $10,000.00.
^† Customers must maintain a Prime Time™ Checking Account to open a Prime Time™ Money Market Account and/or a Prime Time™ CD and/or Prime Time™ IRA.
Fees could reduce the earnings on all accounts listed above.

Open a Personal Account online.

508-828-5420 or email us.

Savings: See how saving a small amount each month adds up.