Saving Makes “Cents” is a program developed by the Massachusetts State Treasurer’s Office in 1993, to provide elementary school children the fundamentals of money management. We work together with area educators to teach children basic monetary concepts, the origin of money, the importance of saving and basic budgeting skills. Participating students receive a Statement Savings account, including an initial deposit from the Bank, to help them put the skills they are taught into practice.
You're never too young or too old to learn!
What is Financial Literacy?
"The ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being."
- The President's Advisory Council on Financial Literacy
Why is it important?
Strong financial literacy skills are an important tool that can help you throughout all the stages of your life. From smart money management, to establishing good credit, or planning for retirement, financial education can provide the knowledge to make good decisions and play a key role in the health and stability of your financial future.
We can work with your organizations to deliver financial education and expertise to the people you serve. Below are some of our programs and financial education partners.
Watch this space - We regularly offer free educational homebuyer seminars for those who are thinking about purchasing a new home in the future.These seminars can help you better understand the mortgage process by providing information on finance options and down payment requirements to fund the purchase of a home.
Money Smart
Taught by certified experts from Bristol County Savings Bank, in partnership with the Federal Deposit Insurance Corporation (FDIC), we are proud to offer Money Smart, a comprehensive financial education curriculum developed by the FDIC. Designed to help individuals enhance their financial skills and create positive banking relationships. Financial education fosters financial stability for individuals, families, small businesses and entire communities. The more people know about credit and banking services, the more likely they are to increase savings, buy homes, and improve their financial health and well-being.
Contact our Community Team-
Money Smart for Young People
The FDIC's Money Smart for Young People series consists of four free curriculum products. Each age-appropriate curriculum includes lesson plans for educators along with guides for parents and caregivers. Learn More
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Money Smart for Young Adults
The FDIC’s Money Smart for Young Adults curriculum helps youth ages 16-24 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions. The materials are fully scripted to allow you to begin teaching without having previous teaching experience or extensive subject matter expertise. Learn More
A self-paced suite of games and resources, How Money Smart Are You?, is also available online for ages 13 and over in English and Spanish. -
Money Smart for Adults
The Money Smart for Adults curriculum provides participants with practical knowledge, skills-building opportunities, and resources they can use to manage their finances with confidence. Click here to view the Instructor-led curricula for adults.
A self-paced suite of games and resources, How Money Smart Are You?, is also available online for ages 13 and over in English and Spanish. -
Money Smart for Older Adults
The Money Smart for Older Adults Program raises awareness among older adults and their caregivers on how to prevent elder financial exploitation and encourages advance planning and informed financial decision-making. Money Smart for Older Adults (age 62 and older) was developed jointly by the Federal Deposit Insurance Corporation (FDIC) and the Bureau of Consumer Financial Protection. developed by the FDIC and CFPB that targets the needs of older adults (age 62 and older). A stand-alone, instructor-led, Money Smart for Older Adults module is available in English and Spanish by clicking here.
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Money Smart for Small Business
The FDIC in collaboration with Small Business Administration (SBA), offers the Money Smart for Small Business instructor-led curriculum focusing on the needs of new or existing entrepreneurs. Money Smart for Small Business (MSSB) provides an introduction to topics related to starting and managing a business. Click here to view the instructor led online courses in either Spanish or English.