Bristol County Savings Bank makes borrowing personal.
Our personal lending solutions can help make your life a little easier. When you bank with us, our experienced lending professionals in Massachusetts & Rhode Island will walk you through each step of the process to ensure your loan matches your short and long-term goals.
To apply, applicants must reside in Massachusetts or Rhode Island. Please note: if your loan is approved, closing documents must be signed in person at your nearest Bristol County Savings Bank branch.
Auto Loans
Whether you’re purchasing a new or used vehicle, Bristol County Savings Bank offers financing options to help you get on the road.
- New Car Loans: Up to 100% financing of the vehicle sale price
- Used Car Loans: Up to 100% financing of the vehicle’s NADA retail value
Apply Online for an Auto Loan
Have questions?
Submit an inquiry through our Contact Us Form and we’ll be happy to help.
Payoff Requests
To request a payoff, please call Customer Service 800-643-2272 or email [email protected] through our secure email platform.
Personal Loans
From planned expenses to unexpected needs, Bristol County Savings Bank offers personal loan options designed to help you borrow with confidence.
Secured and Unsecured Personal Loans
We offer secured and unsecured personal loans from $1,000 to $10,000, with terms and interest rates based on your borrowing needs and qualifications.
Apply Online for a Personal Loan
Passbook Loans
Use your Passbook Savings Account or Certificate of Deposit to secure a personal loan at just 4% above the interest rate you are currently earning. You’ll continue to earn interest on your full account balance while using it as collateral.
Apply Online for a Secured Personal Loan
Overdraft Protection
Gain peace of mind with overdraft protection solutions designed to help you avoid returned items and unexpected account issues.
Eligible customers may qualify for our Courtesy Overdraft Privilege Service. We also offer Overdraft Lines of Credit up to $2,000 for qualified applicants, with convenient monthly payments automatically deducted from a Bristol County Savings Bank deposit account.
Apply Online for an Overdraft Protection Line
Overdraft Line of Credit
If a transaction is presented for payment and your checking account does not have enough available funds, money is transferred from your overdraft line of credit to your checking account to help cover the item. Approval is required.
Automatic Transfer Services
We also offer automatic transfer services to help you manage your balances more effectively. You can:
- Transfer funds from your statement savings account to your checking account to help avoid overdrafts
- Set up a sweep to maintain a minimum balance in your checking account
- Automatically move excess checking funds into a savings or money market account
TMLP Saves™ Loan Program
A TMLP Saves loan is a great way for eligible TMLP residential customers to pay for the installation of Ground Source or Cold Climate Air Source Heat Pumps.
How do I know if I’m eligible?
The first step is to visit the TMLP website or fill out an intake form to schedule a TMLP no-cost home energy audit.
Apply Online for a TMLP Saves Loan
Mass Save® HEAT Loan Program
Qualified homeowners may be eligible for 0% interest financing up to $25,000 for approved energy-efficient home improvements through the Mass Save HEAT Loan Program. This program can help make upgrades more affordable, including improvements that may reduce energy use and lower future utility costs.
Eligible improvements may include:
- Weatherization
- Pre-weatherization barriers
- ENERGY STAR certified replacement windows
- Residential batteries enrolled in ConnectedSolutions
- Heat pump projects
- Heat pump water heaters
How do I know if I’m eligible?
Eligibility is determined by Mass Save. For full program details and current eligibility requirements, visit the Mass Save website or call 866-527-SAVE (7283). You can also start by scheduling a Home Energy Assessment here.
Apply Online for a Mass Save® HEAT Loan
Need help with your personal loan?
Contact our Consumer Loan Department to help you apply, learn more about rates or for any other personal lending needs. Contact Us.