Commercial Cash Management

Deposit checks online without leaving the office. All you need is a computer, internet service, and a check scanner. Check images are scanned and transmitted to the bank electronically.

Same day transfer of funds to domestic or foreign banks. Wires can be originated using online or mobile banking.

Using online or mobile banking, your business can originate ACH transactions for employee direct deposit, tax payments, vendor payments, client collections, cash flow concentration, and more.

Protect your commercial checking account from check and ACH fraud. When you provide us with a list of checks issued, we’ll compare it with items presented for payment. Using online or mobile banking, you’ll be notified of any exception items when they are presented. The online decision feature allows you the option to either pay an item or have it returned as unauthorized.

Detailed reports to facilitate fraud protection, auditing and general accounting. You provide a check issue file and we compare it to items paid, so that exceptions and outstanding items are noted.

Detailed addenda information for businesses who receive specially formatted Automated Clearing House (ACH) payments. User-friendly reports are provided via online and mobile banking. 

For businesses with multiple locations and/or separate checking or savings accounts for things like payroll, operating expenses, merchant debit or credit card transactions, and accounts receivable. Funds are deposited to only one account and automatically transferred from that account as needed to fund the others.

Save time and effort by having your clients’ mail payments sent directly to Bristol County Savings Bank for deposit to your checking or savings account. Detailed reports are available to you online via digital banking.