Personal Checking Accounts
Whether you are looking for a relationship checking account or a digital account, Bristol County Savings Bank's checking account options provide the flexibility and convenience you need to manage your finances in Massachusetts and Rhode Island.
Find the checking account that works for you.
1Combined consumer deposit balance includes checking accounts, savings, money markets, CDs and IRAs.
2 Waived with either a valid student ID (ages 16-24) or direct deposit of paycheck or social security benefits.
3We won’t charge ATM fees to any PRIME TIME checking accounts, with the exception of international transactions. Surcharge free access for PRIME TIME Checking accounts at all Bristol County Savings Bank, Bank of America and Allpoint ATMs. Transactions at machines not owned by us or BOA, or ATMs not displaying to Allpoint logo, may result in a surcharge assessed by the institution where the transaction takes place.
4With Access Checking, transactions that cause overdrafts will generally be declined or returned unpaid. While this account is designed to prevent overdrafts, there may be times when the account could have a negative balance. This could happen if a purchase made is approved for one amount but the final charge is more than the available balance.
Checking Account Interest Rates
Rates effective as of 03/19/2025
| Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Daily Balance Required to earn advertised APY | ||
|---|---|---|---|---|---|
| PRIME TIME Checking 1,2 | 0.05% 0.03% |
0.05% 0.03% |
$2,500 & up $ 0.01 ‑ $2,499.99 |
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| NOW Account1,2 | 0.03% | 0.03% | $0.01 | ||
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2 The rate on these accounts may change after the account is opened.
Fees could reduce the earnings on all accounts listed above.
Available features include*:
