Personal Savings Products
Whether your goal is to save for retirement, education expenses, home improvements or a vacation, Bristol County Savings Bank has the right account for you. Our convenient Savings Account options can help you meet your savings goals in Massachusetts and Rhode Island.
PRIME TIME™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts
Rates effective as of 12/20/2024
| Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to earn advertised APY |
|---|---|---|---|
| 3 Month1,2† | 4.15% | 4.22% | $1,000 & up |
| 6 Month1,2† | 4.00% | 4.04% | $1,000 & up |
| 9 Month1,2† | 3.70% | 3.72% | $1,000 & up |
| 1 Year1† | 3.90% | 3.98% | $1,000 & up |
| 18 Month1† | 3.65% | 3.72% | $1,000 & up |
| 2 Year1† | 3.50% | 3.56% | $1,000 & up |
| 3 Year1† | 3.50% | 3.56% | $1,000 & up |
| 4 Year1† | 3.50% | 3.56% | $1,000 & up |
| 5 Year1† | 3.50% | 3.56% | $1,000 & up |
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
† Must maintain a Prime Time Checking account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.
Term Accounts – Certificate of Deposits and Individual Retirement Accounts
Rates effective as of 12/20/2024
| Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to earn advertised APY |
|---|---|---|---|
| 1 Month1,2 | 0.05% | 0.05% | $1,000 |
| 3 Month1,2 | 3.65% 3.65% |
3.70% 3.70% |
$5,000 $1,000 |
| 6 Month1,2 | 3.50% 3.50% |
3.53% 3.53% |
$5,000 $1,000 |
| 9 Month1,2 | 3.20% | 3.21% | $1,000 |
| 1 Year1 | 3.40% 3.40% |
3.46% 3.46% |
$5,000 $1,000 |
| 18 Month1 | 3.15% | 3.20% | $5,000 |
| 2 Year1 | 3.00% 3.00% |
3.05% 3.05% |
$5,000 $1,000 |
| 3 Year1 | 3.00% 3.00% |
3.05% 3.05% |
$5,000 $1,000 |
| 4 Year1 | 3.00% 3.00% |
3.05% 3.05% |
$5,000 $1,000 |
| 5 Year1 | 3.00% 3.00% |
3.05% 3.05% |
$5,000 $1,000 |
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
Fees could reduce the earnings on all accounts listed above.
Savings Accounts
Rates effective as of 12/18/2024
| Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to earn advertised APY |
|---|---|---|---|
| Prime TimeTM Elite Money Market 1,2† |
2.46% 2.46% 2.46% 2.46% 2.46% 1.71% 0.96% 0.71% 0.31% |
2.49% 2.49% 2.49% 2.49% 2.49% 1.72% 0.96% 0.71% 0.31% |
>$2,000 ,000 $1,500,000 ‑ 1,999,999.99 $1,000,000 ‑ 1,499,999.99 $500,000 ‑ 999,999.99 $250,000‑ 499,999.99 $100,000 ‑ 249,999.99 $50,000 ‑ 99,999.99 $25,000 ‑ 49,999.99 $0.01 ‑ 24,999.99 |
| Prime TimeTM Money Market Passbook1,2† |
1.21% 1.21% 1.21% 1.21% 1.21% 1.21% 0.96% 0.46% 0.31% 0.06% 0.06% 0.06% |
1.22% 1.22% 1.22% 1.22% 1.22% 1.22% 0.96% 0.46% 0.31% 0.06% 0.06% 0.06% |
>$2,000 ,000 $1,500,000 ‑ 1,999,999.99 $1,000,000 ‑ 1,499,999.99 $500,000 ‑ 999,999.99 $250,000‑ 499,999.99 $100,000 ‑ 249,999.99 $50,000 ‑ 99,999.99 $25,000 ‑ 49,999.99 $10,000 ‑ 24,999.99 $2,500 ‑ 9,999.99 $1,000 ‑ 2,499.99 <$1,000 |
| Money Market Passbook or Statement1,2 | 0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.11% 0.06% 0.06% 0.06% 0.06% |
0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.11% 0.06% 0.06% 0.06% 0.06% |
>$2,000,000 $1,500,000 ‑ 1,999,999.99 $1,000,000 ‑ 1,499,999.99 $500,000 ‑ 999,999.99 $250,000‑ 499,999.99 $100,000 ‑ 249,999.99 $50,000 ‑ 99,999.99 $25,000 ‑ 49,999.99 $10,000 ‑ 24,999.99 $2,500 ‑ 9,999.99 $1,000 ‑ 2,499.99 <$1,000 |
| Regular Savings Passbook or Statement1,2 | 0.05% | 0.05% | $0.01 |
2 The rate on these accounts may change after the account is opened.
† Customers must maintain a PRIME TIME Checking Account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.
Features of our savings account products* include:
*Bill pay users must be 18 years of age and over. Accounts may offer the above features but users must perform an action to access them. Overdraft opt-in is required.