Home Financing Rates

^{APR = Annual Percentage Rate.  All APR's based on $766,550 loan amount with 20% down.  The rate is for an existing single family property and will be used as a primary residence.  APR assumes the purpose of the loan is a purchase transaction with a minimum FICO credit score of 740.  Loan amount cannot exceed Fannie Mae Conforming loan limits.  Your actual rate, payment and costs could be higher.  All rates and APR’s are subject to change without notice.  Get an official Loan Estimate.  Loans are subject to credit approval and restrictions may apply. Offer is available to qualified applicants.  This is not a commitment to lend. Consult your tax advisor about deductibility of interest and charges.}

^{*All borrowers must be a First Time Homebuyer may not own any other real estate, homebuyer education required.  MassHousing's income and acquisition costs limits apply.}





For questions regarding rates on construction and residential lot loans, please reach out to one of our Mortgage Consultants.

Monthly payment does not include an escrow payment for real estate taxes, hazard insurance, private mortgage insurance, or flood insurance. Your actual payment may be greater. 

APR = Annual Percentage Rate.  All APR's based on $100,000. The interest rates and annual percentage rates (APRs) shown above are subject to change without notice. Get an official Loan Estimate. Consult your tax advisor regarding the deductibility of interest.

This information is intended for informational purposes only and it is not an offer to lend.  All applications are subject to credit approval. Restrictions may apply.  Offer is available to all qualified applicants. 

Adequate homeowner's insurance coverage is required. An automated valuation model is obtained at lender's expense.  However, an appraisal may be requested.  The cost of an appraisal may range from $500.00 to 1,000.00 for a 1-to-4-unit home. 

Monthly payment does not include an escrow payment for real estate taxes, homeowner's insurance, private mortgage insurance or flood insurance. Your actual payment may be greater.

*Special Home Equity Line of Credit Details: This product has a variable interest rate. The introductory rate of 6.50% APR is fixed for the initial 12-month period. After the initial 12 months, the interest rate will vary based on the domestic Prime Rate as published in the Wall Street Journal on the last day of the previous month.  As of December 17, 2024, the prime rate was 7.50%. After the first 12 months, the APR will adjust monthly to the prevailing Prime Rate at that time, but the rate will never be less than an APR of 3.00% and will never exceed an APR of 18.00%. 
 
Automatic payment withdrawal from a Bristol County Savings Bank personal checking account required to be eligible. Minimum draw of $10,000.00 at account opening.
 
This information is intended for informational purposes only and is not an offer to lend.  All applications are subject to credit approval and restrictions may apply. Offer is available to all qualified applicants. 
 
*APR = Annual Percentage rate.  All APR’s are based on $100,000. The interest rate and annual percentage rate (APR’s) shown above are subject to change without notice Consult your tax advisor regarding the deductibility of interest.  Adequate homeowner’s coverage is required. An automated valuation model is obtained at the lender's expense.  However, an appraisal may be requested.  The cost of an appraisal may range from $500.00 to $1,000.00 for a 1-to-4-unit home. 

**Home Equity Line of Credit Details: This product has a variable interest rate and is based on the domestic Prime Rate as published in the Wall Street Journal on the last day of the previous month.  As of December 17, 2024, the prime rate was 7.50%.  The APR will adjust monthly to the prevailing Prime Rate at that time, but the rate will never be less than an APR of 3.00% and will never exceed an APR of 18.00%.

This information is intended for informational purposes only and is not an offer to lend.  All applications are subject to credit approval and restrictions may apply. Offer is available to all qualified applicants. 
 
*APR = Annual Percentage rate.  All APR’s are based on $100,000. The interest rate and annual percentage rate (APR’s) shown above are subject to change without notice Consult your tax advisor regarding the deductibility of interest.  Adequate homeowner’s coverage is required. An automated valuation model is obtained at the lender's expense.  However, an appraisal may be requested. The cost of an appraisal may range from $500.00 to $1,000.00 for a 1-to-4-unit home.